1. ₹100 Trillion+ AUM & Retail-Led Growth for Mutual Fund Trends
India’s mutual fund trends AUM reached an all‑time high of ₹72.2 lakh crore (~₹72 trillion) by May 2025, marking a 22.5% YoY rise Reuters+15investhub.in+15The Economic Times+15The Times of India. Strong retail participation continues to lead this surge: SIP inflows crossed ₹27,000 crore in June 2025—a new record—while active SIP accounts surpassed 8.64 crore Financial Times+3Mordor Intelligence+3The Times of India+3. Notably, SIP AUM now represents over 20% of total MF industry assets mint. Growth is also decentralizing—B30 cities are outpacing T30 urban centers in AUM growth over the last five years The Economic Times+11Mordor Intelligence+11The Economic Times+11. For more learning click https://marketbrandatanu.com/insurance/. Mutual Fund Trends in India are increasing day by day
2. Micro Insurance & Rural Penetration
Despite only ~3% penetration in FY2021, India’s insurance market is on track to exceed ₹13.5 trillion by 2028 at ~10% CAGR . IRDAI-mandated rural coverage—10% of lives across 25,000 Gram Panchayats—along with micro‑insurance plans priced under ₹500/year, are driving penetration into weaker segments GlobalData+1mint+1.
3. Regulatory Shifts & 100% FDI
March 2024 brought IRDAI reforms—introducing flexible premiums, partial withdrawals, longer free-look periods, and license amendments mint+1Goodreturns+1. The 2025 move allowing 100% foreign ownership in insurance further invites global players, nurturing competition, capital injection, and innovation insurancebusinessmag.com+1ft.com+1.
